Travel
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Capital One Venture Rewards Credit Card
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Rewards rate
1.25 miles per dollar on every purchase.
5 miles per dollar on hotels and rental cars booked through Capital One Travel.
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Pros & cons
$0 annual fee.
Earn 1.25 miles per dollar on every purchase and 5 miles per dollar on bookings through Capital One Travel.
0% intro APR for 15 months on purchases and balance transfers.
No foreign transaction fees.
Lower rewards rate compared to some other travel cards (1.25 miles per dollar).
High variable APR after the intro period (19.99% – 29.99%).
Bonus miles offer is modest compared to some premium cards.
Balance transfer fee applies after the intro APR period.
Card Details
The Capital One VentureOne Rewards Credit Card is a travel card for those seeking simplicity and no annual fee. Earn 1.25 miles on everything, 5 miles on hotels and rental cars booked through Capital One Travel, and a 20,000-mile bonus (after spending $500 in 3 months). Enjoy a 0% intro APR on purchases and balance transfers for 15 months, and no foreign transaction fees. While the rewards rate is lower than some premium cards, this one’s ideal for occasional travelers who prioritize affordability.
Capital One VentureOne Rewards Credit Card
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Rewards rate
75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
2X miles per dollar on every purchase.
5X miles on hotels and rental cars booked through Capital One Travel.
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Pros & cons
Earn unlimited 2X miles per dollar on every purchase.
Receive up to a $100 credit for Global Entry or TSA PreCheck.
No foreign transaction fees.
Transfer your miles to your choice of 15+ travel loyalty programs.
Bonus rewards on hotels and rental cars only available through Capital One Travel.
Charges an annual fee of $95.
High variable APR of 19.99% – 29.99%.
Card Details
The Capital One Venture Rewards Credit Card is built for frequent travelers. Earn a huge 75,000-mile bonus (after spending $4,000 in 3 months), then 2X miles on everything, and 5X miles on hotels and rental cars booked through Capital One Travel. Enjoy up to $100 in TSA PreCheck®/Global Entry credit, no foreign transaction fees, and flexible miles transfers. While there’s a $95 annual fee, frequent travelers will easily offset it with rewards.
Capital One Venture X Rewards Credit Card
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Rewards rate
10X miles on hotels and rental cars booked through Capital One Travel.
5X miles on flights booked through Capital One Travel.
2X miles on all other purchases, every day.
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Pros & cons
$300 annual travel credit for bookings through Capital One Travel, enhancing travel savings.
Up to $100 credit for Global Entry or TSA PreCheck, adding value for frequent travelers.
Unlimited access to Capital One and partner lounges worldwide, offering luxury travel experiences.
10,000 bonus miles every year on the card anniversary, equivalent to $100 towards travel.
High annual fee of $395, which may outweigh the benefits for some users.
Requires excellent credit, limiting accessibility for individuals with lower credit scores.
The high rewards rates apply primarily to bookings made through Capital One Travel, which may not suit all travel preferences.
Card Details
The Capital One Venture X Rewards Credit Card is built for frequent travelers seeking premium perks. Earn 10X miles on hotels and rental cars booked through Capital One Travel, 5X on flights, and 2X on everything else. Enjoy a $300 annual travel credit, TSA PreCheck®/Global Entry credit, lounge access, and a 10,000-mile anniversary bonus. While there’s a $395 annual fee, this card is ideal for those who will maximize the travel benefits and rewards.
Capital One VentureOne Rewards for Good Credit
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Rewards rate
1.25 miles per dollar on every purchase.
5 miles per dollar on hotels and rental cars booked through Capital One Travel.
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Pros & cons
$0 annual fee, making it an affordable option for earning travel rewards.
Earn unlimited 1.25 miles per dollar on every purchase, enhancing every spending opportunity.
No foreign transaction fees, ideal for international travelers.
Miles can be transferred to over 15+ travel loyalty programs, offering flexibility in how rewards are used.
High regular APR of 30.74% variable, which can be costly if carrying a balance.
No introductory APR offer, which means new purchases and balance transfers will accrue interest at the regular APR from the beginning.
Limited benefits compared to other travel rewards cards, especially for those with higher credit scores seeking premium perks.
Card Details
The Capital One VentureOne Rewards Credit Card is a travel card for those with good credit seeking simplicity and no annual fee. Earn 1.25 miles on everything, 5 miles on hotels and rental cars booked through Capital One Travel, and enjoy no foreign transaction fees. Transfer miles to 15+ airline partners for maximum flexibility. Be aware of the high APR.
Bank of America Premium Rewards Visa credit card
Rewards rate
Earn 2 points for every $1 spent on travel and dining purchases.
Earn 1.5 points for every $1 spent on all other purchases.
No limit to the points you can earn, and points don't expire.
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Pros & cons
Earn 2 points per $1 on travel and dining, and 1.5 points per $1 on all other purchases.
Up to $200 in combined travel statement credits annually.
No foreign transaction fees.
Preferred Rewards members earn 25%-75% more points on every purchase.
$95 annual fee.
High variable APR after the introductory period.
Balance transfer fee of 3%.
Card Details
The Bank of America® Premium Rewards® credit card is designed for frequent travelers and diners. Earn 2 points per $1 on travel and dining, 1.5 points on everything else, and up to $200 in travel statement credits annually. Enjoy no foreign transaction fees, and earn even more points as a Preferred Rewards member. While there’s a $95 annual fee, the rewards and travel perks make it worthwhile for those who use them.
Bank of America Travel Rewards Visa credit card
Rewards rate
Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time.
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Pros & cons
No annual fee and no foreign transaction fees.
Unlimited 1.5 points per $1 spent on all purchases.
Flexible redemption options for points, including statement credits for travel and dining.
Introductory 0% APR on purchases and balance transfers for the first 15 billing cycles.
High variable APR after the introductory period.
Balance transfer fee of 3%.
Rewards rate may not be as competitive for specific categories compared to other cards.
Card Details
The BankAmericard® credit card simplifies rewards. Earn unlimited 1.5 points per $1 spent on everything, get a 25,000-point sign-up bonus, enjoy no annual fee or foreign transaction fees, and an intro 0% APR on purchases and balance transfers. Ideal for those seeking straightforward rewards and flexibility.
Bilt Mastercard
Rewards rate
1X points on rent payments without the transaction fee, up to 100,000 points each calendar year.
2X points on travel, including flights, hotels, rental cars, and cruises when booked directly.
3X points on dining at restaurants, bars, or ordering in.
1X points on all other purchases.
6X points on dining,
4X on travel,
2X on other purchases (except rent) on the first of each month.
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Pros & cons
No annual fee and no foreign transaction fees.
Unique rewards structure that includes earning points on rent payments.
Additional Rent Day bonuses for increased points on dining, travel, and other purchases.
Points can be redeemed for travel, rent & down payment, fitness classes, and more within the Bilt Rewards program.
To earn points, the card must be used 5 times each statement period, which may be a drawback for those who prefer using multiple cards or do not transact as frequently.
The ability to build credit history by reporting rent payments is limited to renting at a Bilt Alliance property, which may not be applicable to all renters.
Card Details
The Bilt Mastercard® stands out by rewarding renters! Earn 1X points on rent payments (up to 100,000 annually) with no transaction fees, plus 2X on travel, 3X on dining, and monthly Rent Day bonuses. Enjoy no annual fee, no foreign transaction fees, and travel protection perks. Ideal for renters who want to maximize rewards on their biggest monthly expense. Note that you must use the card 5 times per statement to earn points.
Alaska Airlines Visa Signature credit card
Rewards rate
3 miles for every $1 spent on eligible Alaska Airlines purchases.
2 miles for every $1 spent on eligible gas, EV charging station, local transit, rideshare, cable, and select streaming services purchases.
1 mile for every $1 spent on all other purchases.
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Pros & cons
Generous 70,000 bonus mile offer after qualifying purchases.
Earn 3 miles per $1 on Alaska Airlines purchases and 2 miles per $1 on select categories.
Alaska’s Famous Companion Fare™ allows you to fly with a friend annually with spend requirements.
20% back on Alaska Airlines inflight purchases.
$95 annual fee.
Benefits and rewards are most valuable for frequent Alaska Airlines customers.
Card Details
The Alaska Airlines Visa Signature® Card is built for frequent Alaska Airlines flyers. Earn a generous 70,000 bonus miles, 3 miles per $1 on Alaska Airlines, 2 miles per $1 on select everyday categories, and enjoy Alaska’s Famous Companion Fare™. While there’s a $95 annual fee, loyal Alaska customers will reap significant rewards and travel perks.
Hilton Honors Card from American Express
Rewards rate
7X Points on eligible purchases at hotels and resorts within the Hilton portfolio.
5X Points on dining at U.S. restaurants, including takeout and delivery.
5X Points at U.S. supermarkets.
5X Points at U.S. gas stations.
3X Points on all other eligible purchases.
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Pros & cons
High rewards rate on Hilton hotel stays.
Good earning rates on everyday spending categories like dining, groceries, and gas.
Complimentary Hilton Honors Silver status.
No foreign transaction fees.
No annual fee.
High APR for purchases.
Rewards and benefits are most valuable for those who frequently stay at Hilton properties.
Card Details
The Hilton Honors American Express Card maximizes rewards for Hilton loyalists. Earn 7X points at Hilton hotels, 5X on dining, groceries, and gas, and enjoy no annual fee. Get automatic Hilton Honors Silver status for perks like late checkout and complimentary internet. While the APR is high, this card is ideal for those who frequently stay at Hilton properties.
Marriott Bonvoy Bevy American Express Card
Rewards rate
6X Points on eligible purchases at hotels participating in Marriott Bonvoy.
4X Points at restaurants worldwide, including takeout and delivery in the U.S. , and at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points).
2X Points on all other eligible purchases.
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Pros & cons
High earning rate on Marriott hotel stays.
Good earning rates on dining and supermarket purchases.
Complimentary Marriott Bonvoy Gold Elite status.
No foreign transaction fees.
Annual Free Night Award after spending $15,000 on eligible purchases in a year.
High annual fee of $250.
Benefits are most valuable for frequent Marriott guests.
Card Details
The Marriott Bonvoy Bevy™ American Express Card maximizes rewards for Marriott loyalists. Earn 6X points at Marriott hotels, 4X on dining and US supermarkets (up to $15,000 annually), and enjoy automatic Gold Elite status. Get a Free Night Award after significant spending, and no foreign transaction fees. While the $250 annual fee is substantial, frequent Marriott guests will find significant value in this card’s rewards and perks.