Balance Transfer
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Discover it Balance Transfer
Rewards rate
5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, and more, up to the quarterly maximum when you activate.
1% unlimited cash back on all other purchases automatically.
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Intro Offer
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Annual Fee
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Regular APR
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Recommended
Credit Score
Pros & cons
No annual fee
0% Intro APR for 15 months on purchases and balance transfers
Cashback Match™ for the first year
Rewards on every purchase
High APR after the intro period
3% Intro balance transfer fee until June 10, 2024, then up to 5% fee for future balance transfers
Card Details
The Discover it® Cash Back card puts rotating cash back in your pocket! Earn 5% on different categories each quarter (up to the quarterly maximum, activation required) and 1% on everything else. Enjoy a 0% intro APR for 15 months on purchases and balance transfers, plus no annual fee. Just note that there’s a balance transfer fee and a high APR kicks in after the intro period.