No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time.
No annual fee and no foreign transaction fees.
Unlimited 1.5 points per $1 spent on all purchases.
Flexible redemption options for points, including statement credits for travel and dining.
Introductory 0% APR on purchases and balance transfers for the first 15 billing cycles.
High variable APR after the introductory period.
Balance transfer fee of 3%.
Rewards rate may not be as competitive for specific categories compared to other cards.
The BankAmericard® credit card simplifies rewards. Earn unlimited 1.5 points per $1 spent on everything, get a 25,000-point sign-up bonus, enjoy no annual fee or foreign transaction fees, and an intro 0% APR on purchases and balance transfers. Ideal for those seeking straightforward rewards and flexibility.