Travel
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Capital One Venture Rewards Credit Card
See rates and fees
Rewards rate
1.25 miles per dollar on every purchase.
5 miles per dollar on hotels and rental cars booked through Capital One Travel.
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Pros & cons
$0 annual fee.
Earn 1.25 miles per dollar on every purchase and 5 miles per dollar on bookings through Capital One Travel.
0% intro APR for 15 months on purchases and balance transfers.
No foreign transaction fees.
Lower rewards rate compared to some other travel cards (1.25 miles per dollar).
High variable APR after the intro period (19.99% – 29.99%).
Bonus miles offer is modest compared to some premium cards.
Balance transfer fee applies after the intro APR period.
Card Details
The Capital One VentureOne Rewards Credit Card is a travel card for those seeking simplicity and no annual fee. Earn 1.25 miles on everything, 5 miles on hotels and rental cars booked through Capital One Travel, and a 20,000-mile bonus (after spending $500 in 3 months). Enjoy a 0% intro APR on purchases and balance transfers for 15 months, and no foreign transaction fees. While the rewards rate is lower than some premium cards, this one’s ideal for occasional travelers who prioritize affordability.
Capital One VentureOne Rewards Credit Card
See rates and fees
Rewards rate
75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
2X miles per dollar on every purchase.
5X miles on hotels and rental cars booked through Capital One Travel.
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Pros & cons
Earn unlimited 2X miles per dollar on every purchase.
Receive up to a $100 credit for Global Entry or TSA PreCheck.
No foreign transaction fees.
Transfer your miles to your choice of 15+ travel loyalty programs.
Bonus rewards on hotels and rental cars only available through Capital One Travel.
Charges an annual fee of $95.
High variable APR of 19.99% – 29.99%.
Card Details
The Capital One Venture Rewards Credit Card is built for frequent travelers. Earn a huge 75,000-mile bonus (after spending $4,000 in 3 months), then 2X miles on everything, and 5X miles on hotels and rental cars booked through Capital One Travel. Enjoy up to $100 in TSA PreCheck®/Global Entry credit, no foreign transaction fees, and flexible miles transfers. While there’s a $95 annual fee, frequent travelers will easily offset it with rewards.
Capital One Venture X Rewards Credit Card
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Rewards rate
10X miles on hotels and rental cars booked through Capital One Travel.
5X miles on flights booked through Capital One Travel.
2X miles on all other purchases, every day.
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Pros & cons
$300 annual travel credit for bookings through Capital One Travel, enhancing travel savings.
Up to $100 credit for Global Entry or TSA PreCheck, adding value for frequent travelers.
Unlimited access to Capital One and partner lounges worldwide, offering luxury travel experiences.
10,000 bonus miles every year on the card anniversary, equivalent to $100 towards travel.
High annual fee of $395, which may outweigh the benefits for some users.
Requires excellent credit, limiting accessibility for individuals with lower credit scores.
The high rewards rates apply primarily to bookings made through Capital One Travel, which may not suit all travel preferences.
Card Details
The Capital One Venture X Rewards Credit Card is built for frequent travelers seeking premium perks. Earn 10X miles on hotels and rental cars booked through Capital One Travel, 5X on flights, and 2X on everything else. Enjoy a $300 annual travel credit, TSA PreCheck®/Global Entry credit, lounge access, and a 10,000-mile anniversary bonus. While there’s a $395 annual fee, this card is ideal for those who will maximize the travel benefits and rewards.
Discover it Miles
Rewards rate
5x Miles on every dollar of every purchase.
No limit to how many Miles you can earn.
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Pros & cons
Earn 1.5x Miles on every purchase with no earning limit.
Miles never expire and can be redeemed for travel purchases or cash.
No annual fee.
Unlimited Mile-for-Mile match at the end of your first year.
Higher APR for cash advances.
Balance transfer fee applies.
No specific travel perks like free checked bags or priority boarding.
Card Details
The Discover it® Miles card simplifies travel rewards! Earn 1.5x Miles on every purchase with no earning limits. Get an unlimited Mile-for-Mile match at the end of your first year for double the rewards! Redeem miles for travel or cash, and enjoy no annual fee. Just note the higher APR for cash advances and lack of specific travel perks.
British Airways Visa Signature card
Rewards rate
3x Avios/$1 on British Airways, Aer Lingus, Iberia flights;
2x Avios/$1 on direct hotel bookings;
1x Avios/$1 on all other purchases.
10% off British Airways flights from the US; Up to $600 in statement credits for flights to London.
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Pros & cons
Earn 75,000 bonus Avios after initial spending requirement.
Triple Avios on airline purchases, double on direct hotel bookings.
Benefits include no foreign transaction fees, booking credits, baggage insurance, and purchase protection.
Requires a considerable spend ($5,000) within the first three months to earn the bonus Avios.
Benefits are primarily geared towards those who frequently fly with British Airways and its partners.
The Travel Together Ticket requires a high spending threshold ($30,000 in a calendar year) to earn.
Card Details
The British Airways Visa Signature Card offers a compelling welcome bonus of 75,000 Avios after meeting an initial spending requirement. It’s designed for those who frequently fly British Airways and partner airlines, with generous earning rates for those purchases. Cardholders also enjoy benefits like 10% off flights originating in the US and potential flight credits to London. Reach an annual spending threshold to unlock a companion ticket. While the $95 annual fee and variable APR should be considered, the rewards and travel perks make this card attractive for frequent British Airways travelers.