Travel
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Capital One Venture Rewards Credit Card
See rates and fees
Rewards rate
1.25 miles per dollar on every purchase.
5 miles per dollar on hotels and rental cars booked through Capital One Travel.
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Pros & cons
$0 annual fee.
Earn 1.25 miles per dollar on every purchase and 5 miles per dollar on bookings through Capital One Travel.
0% intro APR for 15 months on purchases and balance transfers.
No foreign transaction fees.
Lower rewards rate compared to some other travel cards (1.25 miles per dollar).
High variable APR after the intro period (19.99% – 29.99%).
Bonus miles offer is modest compared to some premium cards.
Balance transfer fee applies after the intro APR period.
Card Details
The Capital One VentureOne Rewards Credit Card is a travel card for those seeking simplicity and no annual fee. Earn 1.25 miles on everything, 5 miles on hotels and rental cars booked through Capital One Travel, and a 20,000-mile bonus (after spending $500 in 3 months). Enjoy a 0% intro APR on purchases and balance transfers for 15 months, and no foreign transaction fees. While the rewards rate is lower than some premium cards, this one’s ideal for occasional travelers who prioritize affordability.
Capital One VentureOne Rewards for Good Credit
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Rewards rate
1.25 miles per dollar on every purchase.
5 miles per dollar on hotels and rental cars booked through Capital One Travel.
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Pros & cons
$0 annual fee, making it an affordable option for earning travel rewards.
Earn unlimited 1.25 miles per dollar on every purchase, enhancing every spending opportunity.
No foreign transaction fees, ideal for international travelers.
Miles can be transferred to over 15+ travel loyalty programs, offering flexibility in how rewards are used.
High regular APR of 30.74% variable, which can be costly if carrying a balance.
No introductory APR offer, which means new purchases and balance transfers will accrue interest at the regular APR from the beginning.
Limited benefits compared to other travel rewards cards, especially for those with higher credit scores seeking premium perks.
Card Details
The Capital One VentureOne Rewards Credit Card is a travel card for those with good credit seeking simplicity and no annual fee. Earn 1.25 miles on everything, 5 miles on hotels and rental cars booked through Capital One Travel, and enjoy no foreign transaction fees. Transfer miles to 15+ airline partners for maximum flexibility. Be aware of the high APR.
Bank of America Travel Rewards Visa credit card
Rewards rate
Unlimited 1.5 points for every $1 spent on all purchases everywhere, every time.
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Pros & cons
No annual fee and no foreign transaction fees.
Unlimited 1.5 points per $1 spent on all purchases.
Flexible redemption options for points, including statement credits for travel and dining.
Introductory 0% APR on purchases and balance transfers for the first 15 billing cycles.
High variable APR after the introductory period.
Balance transfer fee of 3%.
Rewards rate may not be as competitive for specific categories compared to other cards.
Card Details
The BankAmericard® credit card simplifies rewards. Earn unlimited 1.5 points per $1 spent on everything, get a 25,000-point sign-up bonus, enjoy no annual fee or foreign transaction fees, and an intro 0% APR on purchases and balance transfers. Ideal for those seeking straightforward rewards and flexibility.
Bilt Mastercard
Rewards rate
1X points on rent payments without the transaction fee, up to 100,000 points each calendar year.
2X points on travel, including flights, hotels, rental cars, and cruises when booked directly.
3X points on dining at restaurants, bars, or ordering in.
1X points on all other purchases.
6X points on dining,
4X on travel,
2X on other purchases (except rent) on the first of each month.
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Pros & cons
No annual fee and no foreign transaction fees.
Unique rewards structure that includes earning points on rent payments.
Additional Rent Day bonuses for increased points on dining, travel, and other purchases.
Points can be redeemed for travel, rent & down payment, fitness classes, and more within the Bilt Rewards program.
To earn points, the card must be used 5 times each statement period, which may be a drawback for those who prefer using multiple cards or do not transact as frequently.
The ability to build credit history by reporting rent payments is limited to renting at a Bilt Alliance property, which may not be applicable to all renters.
Card Details
The Bilt Mastercard® stands out by rewarding renters! Earn 1X points on rent payments (up to 100,000 annually) with no transaction fees, plus 2X on travel, 3X on dining, and monthly Rent Day bonuses. Enjoy no annual fee, no foreign transaction fees, and travel protection perks. Ideal for renters who want to maximize rewards on their biggest monthly expense. Note that you must use the card 5 times per statement to earn points.
Hilton Honors Card from American Express
Rewards rate
7X Points on eligible purchases at hotels and resorts within the Hilton portfolio.
5X Points on dining at U.S. restaurants, including takeout and delivery.
5X Points at U.S. supermarkets.
5X Points at U.S. gas stations.
3X Points on all other eligible purchases.
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Pros & cons
High rewards rate on Hilton hotel stays.
Good earning rates on everyday spending categories like dining, groceries, and gas.
Complimentary Hilton Honors Silver status.
No foreign transaction fees.
No annual fee.
High APR for purchases.
Rewards and benefits are most valuable for those who frequently stay at Hilton properties.
Card Details
The Hilton Honors American Express Card maximizes rewards for Hilton loyalists. Earn 7X points at Hilton hotels, 5X on dining, groceries, and gas, and enjoy no annual fee. Get automatic Hilton Honors Silver status for perks like late checkout and complimentary internet. While the APR is high, this card is ideal for those who frequently stay at Hilton properties.
Delta SkyMiles Blue American Express Card
Rewards rate
2X Miles on dining at restaurants, including takeout and delivery in the U.
S.
2X Miles on Delta purchases made directly with Delta.
1X Miles on all other purchases.
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Pros & cons
No annual fee.
Earn 2X Miles on dining and Delta purchases.
No foreign transaction fees.
20% back on in-flight purchases of food and beverages.
High variable APR after the introductory period.
Bonus miles offer is relatively low compared to other travel cards.
Card Details
The Delta SkyMiles® Blue American Express Card is a solid no-fee option for Delta flyers. Earn 2X miles on dining and Delta purchases, and enjoy no foreign transaction fees. Get 20% back on in-flight purchases. While the welcome bonus might be lower compared to other travel cards, this card is ideal for casual travelers who want to earn Delta miles without an annual commitment.
Delta SkyMiles Gold American Express Card
Rewards rate
2X Miles on dining at restaurants, including takeout and delivery in the U.S.
2X Miles at U.S. supermarkets.
2X Miles on Delta purchases made directly with Delta.
1X Miles on all other eligible purchases.
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Pros & cons
Generous intro offer of 70,000 bonus miles.
2X Miles on dining, groceries, and Delta purchases.
First checked bag free on Delta flights.
$200 Delta Flight Credit after spending $10,000 in a calendar year.
No foreign transaction fees.
$150 annual fee after the first year.
High APR for purchases.
Card Details
The Delta SkyMiles® Gold American Express Card maximizes rewards for Delta flyers. Earn 2X miles on dining, groceries, and Delta purchases, plus a generous welcome bonus. Enjoy a free first checked bag, priority boarding, a $200 Delta Flight Credit (after $10,000 annual spend), and no foreign transaction fees. While there’s a $150 annual fee after the first year, this card is ideal for those seeking Delta-specific travel perks and rewards.
Discover it Miles
Rewards rate
5x Miles on every dollar of every purchase.
No limit to how many Miles you can earn.
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Pros & cons
Earn 1.5x Miles on every purchase with no earning limit.
Miles never expire and can be redeemed for travel purchases or cash.
No annual fee.
Unlimited Mile-for-Mile match at the end of your first year.
Higher APR for cash advances.
Balance transfer fee applies.
No specific travel perks like free checked bags or priority boarding.
Card Details
The Discover it® Miles card simplifies travel rewards! Earn 1.5x Miles on every purchase with no earning limits. Get an unlimited Mile-for-Mile match at the end of your first year for double the rewards! Redeem miles for travel or cash, and enjoy no annual fee. Just note the higher APR for cash advances and lack of specific travel perks.
United Gateway Card
Rewards rate
2 miles per $1 spent on United purchases, including tickets, Economy Plus, inflight food, beverages, and Wi-Fi, baggage service charges, and other United charges.
2 miles per $1 spent at gas stations.
2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit.
1 mile per $1 spent on all other purchases.
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Pros & cons
No annual fee.
Earn 2 miles per $1 spent on United purchases and at gas stations.
Earn 2 miles per $1 on local transit and commuting.
25% back on United inflight purchases.
No foreign transaction fees.
Bonus miles offer requires spending $1,000 in the first 3 months.
Higher APR after the introductory period.
Card Details
The United Gateway Credit Card is ideal for budget-minded travelers and frequent United flyers. With no annual fee and an introductory APR, it’s easy to get started. Earn 2 miles per $1 on United purchases, gas stations, transit, and get 25% back on inflight purchases. While the card lacks some premium perks, the lack of annual fee, bonus miles offer and solid earning rates on everyday spending make it a compelling choice for those seeking accessible United rewards.
Southwest Rapid Rewards Priority Credit Card
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Rewards rate
3x points per $1 spent on Southwest purchases, including flight, inflight, and Southwest gift cards.
2x points per $1 spent on Rapid Rewards hotel and car rental partners.
2x points per $1 spent on local transit and commuting purchases, including rideshare.
2x points per $1 spent on internet, cable, and phone services, and select streaming.
1x point per $1 spent on all other purchases.
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Pros & cons
$75 Southwest annual travel credit each year.
4 Upgraded Boardings every year when available.
7,500 anniversary points each year after your Cardmember anniversary.
25% back on inflight purchases.
No foreign transaction fees.
Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
Boost of 10,000 Companion Pass qualifying points every year.
High APR for those who carry a balance.
Benefits are most valuable for frequent Southwest flyers, which may not appeal to everyone.
The value of some benefits, like Upgraded Boardings, depends on availability.
Card Details
Upgrade your Southwest flights with the Southwest Rapid Rewards Priority Credit Card. Earn a generous welcome bonus, priority boarding, an annual $75 travel credit, and faster progress towards the Companion Pass – letting you bring a companion for minimal cost!
Enjoy 7,500 anniversary points yearly to boost your rewards. However, consider the $149 annual fee and the card’s focus on Southwest flights specifically. If you’re not a frequent Southwest flyer or want a more versatile travel card, other options might be a better fit. Still, for dedicated Southwest enthusiasts, the rewards and perks can outweigh the cost.