No Annual Fee
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
IHG One Rewards Traveler Credit Card
Rewards rate
17X points total per $1 spent when you stay at IHG hotels and resorts.
3X points on dining, utilities, select streaming services, and at gas stations.
2X points on all other purchases.
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Intro Offer
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Annual Fee
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Regular APR
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Recommended
Credit Score
Pros & cons
Generous bonus points offer for new cardmembers.
No annual fee, making it accessible for a wide range of users.
Automatic Silver Elite status as long as you remain a cardmember.
No foreign transaction fees on purchases made outside the United States.
Lower points earning rate compared to the IHG Premier card.
Requires $20,000 in purchases each calendar year to earn Gold Elite status.
Benefits and rewards primarily focused on IHG properties, which may limit versatility for some users.
Card Details
The IHG Rewards Club Traveler Credit Card: Big rewards, no annual fee! Earn up to 17X points per dollar at IHG hotels, plus a generous 100,000-point signup bonus. Get 3X points on dining, utilities, select streaming, and gas too! Enjoy automatic Silver Elite status (upgrades, priority check-in) and a free 4th night on award stays. No foreign transaction fees make it ideal for global adventures. This is the perfect card for IHG fans who want to maximize their stays on a budget.