No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Earn 2 ThankYou Points per $1 spent at supermarkets and gas stations for the first $6,000 per year, then 1 ThankYou Point per $1 spent thereafter.
Earn 1 ThankYou Point per $1 spent on all other purchases.
Special Offer: Earn a total of 5 ThankYou Points per $1 spent on hotel, car rentals, and attractions booked on the Citi Travel℠ portal through June 30, 2024.
No annual fee.
Round up to the nearest 10 points on every purchase.
Get 10% Points Back for the first 100,000 points redeemed per year.
Earn 5X points on travel booked through Citi Travel℠ until June 30, 2024.
2X points on supermarkets and gas stations are capped at the first $6,000 per year.
Intro APR for balance transfers and purchases applies only for the first months, followed by a variable APR based on creditworthiness.
The Citi Rewards+ Card maximizes everyday spending! It rounds up to the nearest 10 points on every purchase, offers 10% points back on redemptions (up to 100,000 points annually), and has no annual fee. Get 5X points on travel booked through Citi Travel (limited time) and 2X points at supermarkets and gas stations (up to $6000/year). Keep in mind the intro APR is temporary. This card is ideal for those seeking hassle-free rewards without complicated tracking.