Cashback
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Discover it Chrome
Rewards rate
2% Cashback Bonus at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
Plus, earn unlimited 1% cash back on all other purchases.
bonus_miles
Intro Offer
annual_fees
Annual Fee
reg_apr,reg_apr_type
Regular APR
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Recommended
Credit Score
Pros & cons
Earn 2% cash back at Gas Stations and Restaurants
Cashback Match at the end of your first year.
No annual fee.
Cash back rewards do not expire.
High APR for cash advances.
Requires activation for maximizing cash back rewards.
Card Details
The Discover it® Chrome Card simplifies rewards! Earn 2% cash back on gas and restaurants (up to $1,000 per quarter), and 1% on everything else – all automatically. Plus, double your first year’s rewards with the Cashback Match! Enjoy no annual fee and the peace of mind that your rewards never expire.
Discover it Cash Back
Rewards rate
5% Cash Back: Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1% Cash Back: Earn 1% cash back on all other purchases.
bonus_miles
Intro Offer
annual_fees
Annual Fee
reg_apr,reg_apr_type
Regular APR
credit_score_needed
Recommended
Credit Score
Pros & cons
Earn 5% cash back
Unlimited Cashback Match at the end of your first year.
No annual fee.
Cash back rewards never expire.
High APR for cash advances.
Cashback on rotating categories requires activation.
Card Details
The Discover it® Cash Back card delivers serious rewards! Earn 5% on rotating categories each quarter (up to the quarterly maximum, activation required) and 1% on everything else. Plus, get an unlimited Cashback Match at the end of your first year! There’s no annual fee and rewards never expire. Just note the high APR for cash advances if you don’t plan to pay your balance in full.