Best of 2024
Written by
Yehoshua King
Edited by
Ross Turner
No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. At The Points Navigator, we have reviewed all the top cards and compiled it into categorized lists with all the most important information to help you find the best card for YOU!
Blue Cash Preferred Card from American Express
Rewards rate
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back on transit, including taxis, rideshare, parking, tolls, trains, buses, and more.
3% Cash Back at U.S. gas stations.
1% Cash Back on other purchases.
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Intro Offer
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Annual Fee
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Regular APR
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Recommended
Credit Score
Pros & cons
High cash back rates on groceries and streaming subscriptions.
Cash back on transit and gas expenses.
Introductory $0 annual fee for the first year.
Introductory 0% APR on purchases and balance transfers for the first 12 months.
$95 annual fee after the first year.
High cash back rates apply to $6,000 per year in purchases in specific categories, then drop to 1%.
Card Details
The Blue Cash Preferred® Card from American Express delivers high cash back on everyday spending. Earn 6% on US supermarkets (up to $6,000 per year, then 1%), 6% on select US streaming subscriptions, and 3% on gas and transit. Enjoy a $0 intro annual fee the first year, then $95. While there are spending caps on the high-earning categories, this card is ideal for those who prioritize cash back on groceries, streaming, and travel-related expenses.